PREQUALIFY IN LESS THAN 5-MINUTES

Annex Bedfordview has partnered with Bondspark, a 100% free, online home loan originator service. By using Bondspark you are more likely to get your home loan approved at the best interest rate for you than by just applying to your bank. 

Get pre-qualified in less than 5-minutes with Bondspark – a 100% online, paperless, secure self-service tool that measures your credit score, income and expenditure in order to assess your home loan affordability as a Bank would. 

So what does this mean for you?

  • 100% bond financing for qualified buyers, subject to credit approval and deal structure.
  • One application which can be submitted to all banks.
  • Receive multiple quotes to compare.
  • Let Bondspark help negotiate rate & terms where necessary.
PRE-QUALIFY NOW
BONDSPARK BROCHURE

What documents are required for your homeloan application?

IF YOU ARE A SALARIED EMPLOYEE?
  • Latest 3 month’s Payslips
    • 6 months’ Payslips only if income fluctuates
  • Copy of ID/s
    • If it is an ID card, copy of front and back required
  • 6 months non-internet bank statements (emailed statements are acceptable)
  • Proof of any other income i.e. letter from Pension Fund, unexpired lease agreements, etc. 
IF YOU ARE SELF-EMPLOYED?
  • Copy of ID/s
    • If it is an ID card, copy of front and back required
  • A full set of comparative financials for the latest two years drawn up in terms of GAAP (Generally Accepted Accounting Principles)
  • If your financial year end is more than 6 months ago, we require up to date management accounts (same format as financials for interim period)
  • 6 months non internet bank statements for the business (emailed statements are acceptable) 
  • 6 months non internet personal bank statements (emailed statements are acceptable)
  • Latest ITA34 (SARS tax return after assessment) – if available.
  • Letter of income from your accountant confirming income (please specify Gross and Nett)
    • If the company pays personal expenses on your behalf, this needs to be specified and reference to where it is allocated on the financials. 
  • Proof of any other income i.e. letter from Pension Fund, lease agreements, etc.